Portfolio Optimizer
Get a diversified asset allocation and see projected outcomes across market scenarios
Select Your Risk Tolerance
Choose the level of risk you're comfortable with
Investment Parameters
Set your investment amounts and time horizon
Portfolio Metrics
Expected Return
7.5%
Expected Volatility
6.1%
Sharpe Ratio
0.73
Risk-adjusted return (higher is better)
Balanced approach with growth potential and some stability.
Asset Allocation
Projected Outcomes by Market Scenario
Portfolio value after 20 years under different market conditions
Bear Market
Prolonged downturn
$625K
+$285K gain
Average Market
Historical average
$960K
+$620K gain
Bull Market
Strong growth
$1.49M
+$1.15M gain
Total Contributions: $340K | Outcome Range: $625K - $1.49M
Portfolio Growth Projections
See how your portfolio could grow under different market scenarios
Asset Class Details
Expected return and volatility by asset class
| Asset Class | ETF | Allocation | Exp. Return | Volatility | Contribution |
|---|---|---|---|---|---|
US Large Cap Stocks | VTI | 35% | 10.0% | 16% | 3.50% |
International Stocks | VXUS | 15% | 8.0% | 18% | 1.20% |
Emerging Markets | VWO | 10% | 9.0% | 22% | 0.90% |
US Bonds | BND | 25% | 4.0% | 5% | 1.00% |
International Bonds | BNDX | 5% | 3.5% | 6% | 0.18% |
REITs | VNQ | 7% | 8.0% | 19% | 0.56% |
Commodities | GSG | 3% | 5.0% | 18% | 0.15% |
Risk vs Return by Asset Class